Whether you are contemplating remortgaging your home or an investment property, our experienced team is here to provide support and guidance throughout the entire process.
What is a remortgage?
A remortgage is when you take out a new mortgage on a property you already own; either to replace your existing mortgage, or to borrow money against your property.
Do I need to appoint a solicitor?
Some lenders will organise your mortgage with their own panel solicitors (whose fees are paid by your lender) but you may prefer to use your own solicitors.
There are a couple of situations where you will likely need to appoint your own solicitors:
Adding someone to the mortgage – if you looking to add a partner or spouse to the deeds when you remortgage, you will need to appoint a solicitor as you are changing the ownership of the property. This is also known as a Transfer of Equity You will need solicitors to amend the deeds for you and help draw up paperwork specifying how you will own the property.
Removing someone from the mortgage – this means that the ownership of the property is changing so a solicitor will be needed to amend the deeds.
How long will it take?
Remortgaging is generally quicker than buying or selling property, but it can still take between 6-12 weeks once the mortgage offer has been issued.
Why instruct us?
Our firm specialises in handling all types of mortgages and we have a thorough understanding of the legal complexities involved in such transactions.
When you choose our services, you can be confident that your remortgage will be managed with the utmost professionalism, attention to detail, and care. Our goal is to make the process as smooth and hassle-free as possible, providing you with the peace of mind you deserve.
We are committed to delivering a high quality service, tailored to meet your specific requirements. Whether you are remortgaging your home or investment property, or taking on a commercial or agricultural mortgage our team will assist you with skill and efficiency. Trust us to
handle your remortgage needs, and we will work diligently to ensure a positive and successful
outcome.
What are your fees?
Our fees for a mortgage (without a Transfer of Equity) start from £695 plus VAT and disbursements which will include Land Registry fees.
Transparent Pricing: when we furnish you with a written quote, rest assured that the price will remain unchanged unless the original information provided by you is incorrect or unforeseen circumstances arise.
After 42 years with Ames Kent we will look forward to the next 25 years of excellent service.
Mr and Mrs Hart
Property
Always very helpful and friendly. nothing was too much trouble.
Anonymous
Property
We cannot emphasise what wonderful service and advice we have received from all the staff at Ames Kent. We would happily recommend them to friends and family.
Mr and Mrs White
Property
Wonderful service, lovely friendly people, would recommend Ames Kent to everybody. First class.
Mr T Ryan
Excellent friendly and professional service.
Anonymous
Property
The dream team.
Mr and Mrs Kewell
Property
Excellent and efficient service throughout the sale.
Ms Cardnell
Property
We found everyone very helpful and efficient and were particularly impressed by Caroline.
Anonymous
Property
Excellent service delivered with patience and understanding.
Mr Brown
Property
I have used Ames Kent for a number of services (House sales, purchases, wills) over several years and their service has been excellent in every way.
